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Private credit

Get to know and understand the investment opportunities in private credit and find out how this feature can strengthen your investment portfolio.

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What is Private Credit?

Private credit is a type of investment in which funds are directed to private companies, as opposed to public credit, which is directed to government entities.

In the context of the financial market, Private Credit involves the issuance of debt securities by private companies, which are acquired by investors in exchange for a return. These securities can be issued by large corporations as well as medium-sized and small companies.

Advantages

Here are some of the advantages that Private Credit can offer both entrepreneurs and the companies themselves.

This type of financing can be a valuable alternative for companies looking to diversify their sources of capital and meet their financing needs in a flexible and efficient way.

Access to Alternative Capital

Private Credit offers companies an alternative source of financing beyond traditional bank loans, providing access to additional capital to finance expansion projects, investments in assets or working capital needs.

Flexible loan conditions

By opting for Private Credit, companies can negotiate more flexible terms and conditions compared to standard bank loans, adapting the financing to their specific needs, such as payment deadlines, amortizations and interest rates.

Diversification of Financing Sources

The possibility of accessing Private Credit allows companies to diversify their sources of financing, reducing their dependence on a single source of capital and mitigating the risks associated with fluctuations in the credit market.

Agility and Speed in Obtaining Resources

The process of obtaining financing through Private Credit is generally more agile and faster than traditional bank loan processes, allowing companies to meet their financing needs quickly.

Confidentiality

In many cases, Private Credit transactions offer greater confidentiality compared to traditional bank loans, allowing companies to keep sensitive strategic information out of the public domain.

Possibility of obtaining more favorable conditions

Depending on the market situation and the company's risk profile, Private Credit can offer more favorable financing conditions in terms of interest rates, payment terms and guarantees required, compared to other forms of financing.

Access to Institutional Investors

By issuing debt securities on the Private Credit market, companies can access institutional investors such as pension funds, insurance companies and investment funds, thus broadening their financing base and potentially obtaining long-term capital.

Preservation of Shareholding Control

By opting for Private Credit instead of seeking financing by issuing new shares, companies can preserve their shareholding control and avoid undue dilution of existing shareholders' holdings.

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A atividade de gestão de recursos de terceiros e distribuição de cotas de fundos de investimentos é desempenhada pela OKEAN INVEST LTDA. CNPJ 48.880.654/0001-83, aderente aos códigos de autorregulação da ANBIMA e devidamente registrada pela Comissão de Valores Mobiliários para o exercício das atividades em questão.

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