The Brazilian market for Receivables Investment Funds (FIDCs) is rapidly expanding, bringing new opportunities for companies of all sizes. The Exclusive FIDC stands out as an essential tool for optimizing financial management, reducing costs, and improving asset control, becoming an increasingly adopted solution for companies seeking flexibility and efficiency.
At Okean Invest, we specialize in structuring Exclusive FIDCs tailored to each client’s specific needs. Our experience allows us to offer a personalized solution with high strategic value, aligning the financial structure with your company’s growth goals. Below, we explain the key benefits of this solution, with practical examples demonstrating how the Exclusive FIDC can transform your company’s future.
Reduction in Operational Costs
Companies like Localiza, one of the largest players in the car rental sector, have used Exclusive FIDCs to finance their fleet expansion. With this strategy, Localiza reduced its capital raising costs by 15%, eliminating banking intermediaries and accessing the capital market directly.
Localiza used a FIDC to access the capital market directly, avoiding intermediaries like banks. This allowed the company to raise funds at lower interest rates, as it didn’t have to pay the margins and spreads applied by banks. Thus, the company saved on capital raising costs while expanding its vehicle fleet.
At Okean Invest, we offer a similar structure, allowing companies to obtain capital more affordably and quickly, without the bureaucracy of banks, resulting in more efficient and economical operations. This is possible through a FIDC structure that directly connects companies with institutional investors, maximizing savings and access to credit.
Tailored Operational Efficiency
The Exclusive FIDC also allows companies to develop their own financial structure, tailored to their needs. For example, Magazine Luiza used an Exclusive FIDC to advance its receivables, meaning it was able to convert its sales on credit into immediately available cash. This freed up capital for the company to negotiate better terms with suppliers and ensure continuous cash flow.
At Okean Invest, we create agile structures tailored to each client, speeding up access to capital and improving operational efficiency, allowing companies to focus on growth without the traditional limitations of bank credit.
Financial Control and Risk Management
Controlling receivables is crucial to the financial health of companies. By using an Exclusive FIDC, a company centralizes the management of these receivables into a single fund, improving payment tracking, predicting defaults, and mitigating risks.
By centralizing receivables management in an Exclusive FIDC, companies like MRV Engenharia have managed to mitigate risks and predict defaults more accurately. This level of control is essential for volatile sectors such as construction, where predictability is a strategic advantage.
At Okean Invest, we structure FIDCs that offer this level of control, ensuring long-term financial security and helping companies maintain stable cash flow. This control is especially valuable in sectors facing high volatility, where anticipating defaults or financial risks can prevent significant losses.
Flexibility and Customization
Flexibility in an Exclusive FIDC means that the financial structure can be fully adapted to the specific needs of each company. Unlike standardized solutions, the FIDC allows assets to be adjusted according to the company’s strategies, such as including invoices, long-term contracts, or credit card receivables.
For example, technology companies often use FIDCs to access capital quickly and flexibly, without losing financial control. At Okean Invest, we create FIDCs that align directly with each client’s strategic goals, ensuring the solution meets their exact needs.
Access to Investors and Strategic Expansion
By structuring an Exclusive FIDC with Okean Invest, your company not only optimizes its operations but also gains access to a diverse base of strategic investors such as banks, funds, and financial institutions. Vivo used this strategy to access capital transparently and robustly, attracting institutional investors interested in well-structured operations. This type of partnership can leverage your company’s growth.
Tax Planning and Risk Mitigation
In addition to operational benefits, Exclusive FIDCs offer significant tax advantages, involving optimizing the company’s tax structure to reduce the tax burden and increase profitability. This is particularly important for companies in more unstable sectors, where there are economic fluctuations. By using a FIDC, companies isolate their receivables, reducing the risk of default and protecting cash flow.
At Okean Invest, we structure FIDCs that help companies mitigate these risks while improving their financial governance, ensuring greater security and financial predictability.
The Exclusive FIDC with Okean Invest’s Expertise
By choosing Okean Invest to structure your Exclusive FIDC, you are not just adopting an innovative financial solution but also relying on a specialized team that understands your business’s needs. With our personalized approach, we help your company access capital more efficiently, while offering flexibility, control, and security.
Click here to contact us and discover how Okean Invest can transform your financial strategy and drive sustainable growth for your company.
